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KARACHI: Pakistan’s financial inclusion index rose to 59.5 in 2025 from preceding year’s 58.1, reflecting a further expansion in access to and use of formal financial services across the country.

The State Bank of Pakistan (SBP) released the results of the Pakistan Financial Inclusion Index (P-FII) for the year 2025.

The index, which serves as a comprehensive metric for capturing the extent of financial inclusion in the country, is recorded at 59.5, growing from 58.1 in 2024.

READ MORE: Financial inclusion soars to 69pc in CY25: SBP

The positive trajectory y of the index was largely supported by substantial growth in the usage sub-index, followed by access and quality sub-indices, reflecting successful implementation of the digital initiatives under National Financial Inclusion Strategy (NFIS) 2024-28.

Notable drivers include RAAST merchant on-boarding and payment ecosystem, introduction of digital banks, account opening drives. These advancements were further reinforced by strong consumer orientation and financial literacy.

Copyright Business Recorder, 2026

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