KARACHI: Zindigi, powered by JS Bank, has announced the launch of Zindigi Overseas Accounts, making it easier for Pakistanis living abroad to open and manage bank accounts in Pakistan, entirely digitally, without requiring a Pakistani mobile number or visiting a bank branch.
The launch marks another significant step in Zindigi’s journey towards making banking simpler, more accessible, and borderless for Pakistanis worldwide.
With Zindigi Overseas Accounts, eligible overseas Pakistanis can now register using their existing international WhatsApp numbers and open a fully digital bank account with an International Bank Account Number (IBAN), rather than a conventional digital wallet.
Designed around the everyday financial needs of overseas Pakistanis, the account enables customers to stay financially connected to home. From supporting family members and paying utility bills to managing household expenses and making local transfers, customers can conveniently manage their financial commitments in Pakistan through the Zindigi App, wherever they live.
The digital onboarding facility is available to eligible holders of a Pakistan Origin Card (POC), National Identity Card for Overseas Pakistanis (NICOP), or Computerised National Identity Card (CNIC).
Customers can choose between two account options: Non-Resident Account Repatriable (NRAR) and Non-Resident Account Non-Repatriable (NRAN), depending on their financial needs and applicable regulatory requirements.
Commenting on the launch, Noman Azhar, Co Founder and Chief Officer, Zindigi by JS Bank said that at Zindigi, our vision is to make banking simpler, more accessible, and truly borderless for every Pakistani. The launch of Zindigi Overseas Accounts is another meaningful step towards that vision, he said.
“We believe geographical boundaries should never limit access to financial services. By enabling overseas Pakistanis to open and manage their accounts digitally using their international mobile numbers, we are bringing banking closer to millions of Pakistanis who call another country home but remain deeply connected to Pakistan”, he added.
Copyright Business Recorder, 2026
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