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Nine mid-sized banks: combined P&L
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PL Rs(mn)                1HCY11     1HCY10      chg
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Markup Earned           117,314     98,754      19%
Markup Expensed         (72,057)   (61,647)     17%
Net Markup Income        45,257     37,107      22%
Provisioning            (12,408)   (10,659)     16%
Net Markup income
 after provisions        32,849     26,448      24%
Other  income            16,740     14,437      16%
Operating revenues       61,997     51,545      20%
Other  expenses         (37,263)   (31,133)     20%
Profit after taxation     9,116      6,637      37%
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Source: Company Accounts