The following banks have declared profit rates for PLS deposits for the period of six months ended June 30, 2010.
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The Bank of Punjab
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CATEGORY Rate Per Annum
01.01.2010 01.04.2010
to 31.03.2010 to 30.06.2010
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1. Short Notice Time Deposits:
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SNTD 07 days 0.50% 0.50%
SNTD 30 days 1.00% 1.00%
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2. Saving Bank Account: 5.00% 5.00%
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3. PLS Term Deposits:
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TDR-01 Month 1.00% 1.00%
TDR-02 Months 1.00% 1.00%
TDR-03 Months 1.25% 1.25%
TDR-06 Months 1.50% 1.50%
TDR-01 Year 1.75% 1.75%
TDR-02 Years 1.75% 1.75%
TDR-03 Years 2.00% 2.00%
TDR-04 Years 2.00% 2.00%
TDR-05 Years 2.50% 2.50%
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4. Monthly Income Scheme
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(on outstanding balances) 1.50% 1.50%
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5. Prize Saving Scheme
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(on outstanding balances) - -
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6. Saving Profit Plus Account:
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General Customers: 5.00% 5.00%
Financial Institutions: 5.00% 5.00%
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7. Corporate Premier Account:
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General Customers:
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Up to Rs 50.000 (m) 5.00% 5.00%
Rs 50.000 (m) & above 5.25% 5.25%
but below Rs 100.000 (m)
Rs 100.000 (m) & above 5.50% 5.50%
but below Rs 200.000 (m)
Rs 200.000 (m) & above 5.50% 5.50%
but below Rs 500.000 (m)
Rs 500.000 (m) & above 6.00% 6.00%
but below Rs 1,000.000 (m)
Rs 1,000.000 (m) & above 6.10% 6.10%
Autonomous Bodies:
Below RS. 2,000.000 (m) 5.00% 5.00%
RS. 2,000.000 (m) & above 5.50% 5.50%
Up to Rs 50.000 (m) 5.00% 5.00%
Rs 50.000 (m) & above 5.50% 5.50%
but below Rs 500.000 (m)
Rs 500.000 (m) & above 6.00% 6.00%
but below Rs 1,000.000 (m)
Rs 1,000.000 (m) & above 6.10% 6.10%
National Defence Institutions/
Listed PSEs /Provident/
Superannuation Fund:
Rs 500.000 (m) & above 6.25% 6.25%
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8. Corporate Premier Term Account:
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General Corporate Entities
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01 Month 5.00% 5.00%
03 Months 5.50% 5.50%
06 Months 5.75% 5.75%
01 Year 6.00% 6.00%
05 years & above 6.50% 6.50%
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09. PLS Supreme Saving Account 5.00% 5.00%
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10. Senior Citizens Saving Account
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Upto Rs 200,000/- 5.00% 5.00%
Rs 200,001/- to Rs 400,000/- 7.00% 7.00%
Rs 400,001/- to Rs 500,000/- 8.00% 8.00%
Over Rs 500,000/- 5.00% 5.00%
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11. Gharayloo Saving Account
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Upto Rs 10,000/- 5.00% 5.00%
Rs 10,001/- to Rs 250,000/- 7.25% 7.25%
Over Rs 250,000/- 5.00% 5.00%
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12. Ziada Munafa Saving Account
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Upto Rs 400,000/- 5.00% 5.00%
Rs 400,001/- to Rs 500,000/- 7.50% 7.50%
Over Rs 500,000/- 5.00% 5.00%
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13. PLS Saving Bank - Staff Accounts:
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(on daily product basis) 5.00% 5.00%
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14. Munafa Hi Munafa.
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Munafa Hi Munafa Term Account - I :
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(Profit Payment on Maturity or Announcement of Profit
whichever is earlier)
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03 Months (Minimum deposit Rs 200,000/-) 5.50% 5.50%
06 Months (Minimum deposit Rs 200,000/-) 7.50% 7.50%
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01 Year & above:
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Rs 200,000/- to Rs 1,000,000/- 8.50% 8.50%
Above Rs 1,000,000/- 9.00% 9.00%
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Munafa Hi Munafa Term Account - II :
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(Profit Payment on Monthly Basis)
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03 Months (Minimum deposit Rs 200,000/-) 5.00% 5.00%
06 Months (Minimum deposit Rs 200,000/-) 7.00% 7.00%
01 Year & above:
Rs 200,000/- to Rs 1,000,000/- 8.00% 8.00%
Above Rs 1,000,000/- 8.50% 8.50%
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Munafa Hi Munafa Term Account - III :
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(Minimum Deposit Rs 100,000/- w.e.f. 9th October 2006)
Deposits Booked up to 31.05.2007
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04 Years 10.75% 10.75%
05 Years 11.00% 11.00%
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Deposits Booked w.e.f. 01.06.2007 to 30.09.2007
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03 Years 10.25% 10.25%
04 Years 10.40% 10.40%
05 Years 10.50% 10.50%
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Deposits Booked w.e.f. 01.10.2007 to 31.08.2008
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02 Years 9.85% 9.85%
03 Years 10.10% 10.10%
04 Years 10.25% 10.25%
05 Years 10.35% 10.35%
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Deposits Booked w.e.f. 01.09.2008 to 01.05.2009
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02 Years 12.50% 12.50%
03 Years 13.10% 13.10%
04 Years 13.25% 13.25%
05 Years 13.35% 13.35%
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Deposits Booked w.e.f. 01.06.2009 to 26.07.2009
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01 Year 11.00% 11.00%
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Deposits Booked w.e.f. 27.07.2009 to 25.04.2010
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01 Month 7.00% 7.00%
03 Month 8.75% 8.75%
06 Month 9.25% 9.25%
01 Year 10.00% 10.00%
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Deposits Booked w.e.f 26.04.2010
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01 Month 7.00%
03 Month 8.75%
06 Month 9.25%
01 Year 11.40%
02 Years 11.60%
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15. BOP Bai Misaal Term Deposit:
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(Minimum Deposits Rs 100,000/- Profit payable at maturity)
Deposits Booked up to 31.08.2008
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02 Years 10.25% 10.25%
03 Years 10.50% 10.50%
04 Years 10.65% 10.65%
05 Years 10.75% 10.75%
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Deposits Booked w.e.f. 01.09.2008
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02 Years 12.75% 12.75%
03 Years 13.50% 13.50%
04 Years 13.65% 13.65%
05 Years 14.75% 14.75%
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Deposits Booked w.e.f. 27.07.2009 to 25.04.2010
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01 Year 11.50% 11.50%
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Deposits Booked w.e.f 26.04.2010
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01 Year 12.00%
02 Years 12.25%
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Advance Profit Amount on Deposit of Rs 100,000/- (Rs )
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16. Pehlay Munafa Scheme
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(Minimum Deposit Rs 50,000/- profit payable in advance)
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Deposits Booked up to 12.02.2009
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15 Months 16,700/- 16,700/-
18 Months 19,900/- 19,900/-
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Deposits Booked w.e.f 27.07.2009 to 07.06.2010
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03 Months 2,500/- 2,500/-
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Deposits Booked w.e.f 08.06.2010
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03 Months 2,500/-
06 Months 5,000/-
12 Months 10,350/-
15 Months 12,800/-
18 Months 14,000/-
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17. BOP Kisan Dost Term Deposit w.e.f 19.05.2010
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(Minimum Deposit Rs 100,000/- profit payable on maturity)
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06 Months 11.00%
01 Year 12.00%
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18. BOP Senior citizen term Deposit w.e.f 21.05.2010
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(Minimum Deposit Rs 100,000/- Maximum Deposit
Rs 3,000,000/- profit payable on monthly basis)
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01 Year 12.00%
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Atlas Bank
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LCY Deposits Bonus Rozana Profit
Savings account PLS account PLS account
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p.a. p.a.
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99.99K and below 5.00 5.00
100K-499.99K 5.75 5.50
500K - 999 99K 6.75 6 50
1M - 4.99M 7.75 7.50
5M and Above 8.25 8.00
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Jaib Kharch
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1 year (monthly income p.a.
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term deposit) - for individuals only
50K- 99.99K 6.00
499.99K 8.75
500K - 999.99K 9.00
IM - 4.99M 9.75
5M and Above 10.25
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Bumper deposit 1 month 3 months 6 months 1 year 3 years 5 years
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p.a. p.a. p.a. p.a. p.a. p.a.
50K-9999K 5.00 5.00 5.00 5.00 5.00 5.00
100K - 999.99K 6.50 7.00 8.00 9.00 9.50 10.00
1M - 4.99M 8.00 8.50 9.00 10.00 10.50 11.00
5M and Above 8.50 9.00 9.50 10.50 11.00 11.50
Regular Profit 1 year 3 years 5 years
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Monthly Quarterly Semi Monthly Quarterly Semi Monthly Quarterly Semi
Annually Annually Ann-
ually
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p.a. p.a. p.a. p.a. p.a. p.a. p.a. p.a. p.a.
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50K - 99 99K 5.00 5.00 5.00 5.00 5.00 5.00 5.00 5.00 5.00
100K - 999 99K 8.65 8.75 8.80 9.10 9.20 9.30 9.60 9.65 9.75
IM - 4.99M 9.60 9.65 9.75 10.00 10.10 10.25 10.50 10.60 10.70
5M and Above 10.00 10.10 10.25 10.50 10.60 10.70 10.95 11.00 11.20
Special Notice Term Deposit 7 days 30 days
p.a. p.a
100K & above 5.00 5.00.
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FCY Deposits
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Tier amount US dollar UK pound Euro
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p.a. p.a. p.a.
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0 - 999.99 0.00 0.00 0.00
1,000 - 9,999.99 0.75 1.00 0.85
10,000 - 49,999.99 1.00 1.20 1.10
50,000 and Above 1.30 1.50 1.40
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FCY term deposits
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Tier amount US dollar UK pound Euro
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p.a. p.a. p.a.
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7 Days 0.25 0.50 0.50
1 Month 0.50 0.75 0.75
3 Months 1.00 1.20 1.10
6 Months 1.10 1.35 1.25
1 Year 1.50 1.60 1.50.
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OMAN INTERNATIONAL BANK S.A.O.G
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Rates of
Category of PLS Deposits Profit %
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Saving Account 5.00
7 days Notice: 6.00
30 days Notice: 9.00
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Citadel Treasury
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Term Deposit:-
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1 Month 7.50
3 Month 8.50
6 Month 9.00
12 Month 10.50
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Above 4,000,000 Treasury
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OIB Sovereign Accounts Corporate & Individuals
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Rs 100,000 to Rs 1,000,000 5.00
Rs 1,000,001 to Rs 10,000,000 5.10
Rs 10,000,001 to Rs 30,000,000 5.20
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Rs 30,000,001 to Rs 100,000,000 Treasury
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OIB Sovereign Accounts Financial Institutions
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Below Rs 5,000,000 NIL
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Rs 5,000,001 and above Treasury
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OMAN INTERNATIONAL BANK S.A.O.G
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Rates of
Category of PLS Deposits Profit %
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Saving Account 5.00
7 days Notice: 6.00
30 days Notice: 9.00
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Citadel Treasury
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Term Deposit:-
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1 Month 7.50
3 Month 8.50
6 Month 9.00
12 Month 10.50
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Above 4,000,000 Treasury
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OIB Sovereign Accounts Corporate & Individuals
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Rs 100,000 to Rs 1,000,000 5.00
Rs 1,000,001 to Rs 10,000,000 5.10
Rs 10,000,001 to Rs 30,000,000 5.20
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Rs 30,000,001 to Rs 100,000,000 Treasury
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OIB Sovereign Accounts Financial Institutions
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Below Rs 5,000,000 NIL
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Rs 5,000,001 and above Treasury
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