The Bank of Punjab has declared the profit rates on its various PLS deposit schemes for the six months ended Jun e 30, 2014:
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BANK OF PUNJAB CATEGORY Rate per Annum
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1st Quarter 2nd Quarter
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01.01.2014 01.04.2014 01.06.2014
to to to
31.03.2014 31.05.2014 30.06.2014
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1 Short Notice Time Deposits
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SNTD 07 days 7.00% 7.00% 5.00%
SNTD 30 days 7.00% 7.00% 5.50%
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2 Saving Bank Account 7.00% 7.00% 7.00%
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3 PLS Term Deposits
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TDR-01 Month 7.00% 7.00% 6.00%
TDR-02 Months 7.00% 7.00% 6.00%
TDR-03 Months 7.00% 7.00% 6.25%
TDR-06 Months 7.00% 7.00% 6.25%
TDR-01 Year 7.00% 7.00% 6.25%
TDR-02 Years 7.00% 7.00% 6.25%
TDR-03 Years 7.00% 7.00% 6.25%
TDR-04 Years 7.00% 7.00% 6.25%
TDR-05 Years 7.00% 7.00% 6.25%
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4 Monthly Income Scheme 7.00% 7.00% 6.00%
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5 Saving Profit Plus Account
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General Customers: 7.00% 7.00% 7.00%
Financial Institutions: 7.00% 7.00% 7.00%
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6 Corporate Premier Account
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Up to Rs 1,000.000 (m) 7.00% 7.00% 7.00%
Above Rs 1,000.000 (m) 7.00% 7.00% 7.00%
Autonomous Bodies 7.00% 7.00% 7.00%
Listed PSEs:
Up to Rs 1,000.000 (m) 7.00% 7.00% 7.00%
Above Rs 1,000.000 (m) 7.00% 7.00% 7.00%
National Defence Institutions/Provident/Superannuation Fund
Up to Rs 500.000 (m) 7.00% 7.00% 7.00%
Above Rs 500.000 (m) 7.00% 7.00% 7.00%
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7 Corporate Premier Term Account
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General Corporate Entities
01 Month 7.00% 7.00% 6.00%
03 Months 7.00% 7.00% 6.25%
06 Months 7.00% 7.00% 6.25%
01 Year 7.00% 7.00% 6.25%
05 years & above 7.00% 7.00% 6.25%
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8 PLS Supreme
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Saving Account 7.00% 7.00% 7.00%
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9 Senior Citizen Saving Account
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Up to Rs 200,000/- 7.00% 7.00% 7.00%
From Rs 200,001/- to
Rs. 400,000/- 7.00% 7.00% 7.00%
Over Rs. 400,000/- 7.50% 7.50% 7.50%
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10 Gharayloo Saving Account
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Up to Rs. 10,000/- 7.00% 7.00% 7.00%
Over Rs. 10,000/- 7.00% 7.00% 7.00%
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11 Ziada Munafa Saving Account
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Up to Rs. 400,000/- 7.00% 7.00% 7.00%
From Rs. 400,001/- to
Rs. 500,000/- 7.00% 7.00% 7.00%
Over Rs.500,000/- 7.00% 7.00% 7.00%
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12 PLS Saving Bank -
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Staff Accounts 7.00% 7.00% 7.00%
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13 PLS Saving
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Pension Account 7.00% 7.00% 7.00%
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14 Munafa Hi Munafa
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Munafa Hi Munafa Term Account - I
(Profit Payment at Maturity)
Deposits Rolled Over upto 11.08.2013
06 Months (Minimum
deposit Rs. 200,000/-) 7.50%
01 Year & above:
Rs. 200,000/- to
Rs. 1,000,000/- 8.50% 8.50% 8.50%
Above Rs. 1,000,000/- 9.00% 9.00% 9.00%
Rate Revised w.e.f. 12.08.2013 (for only Roll Over)
03 Months (Minimum
deposit Rs. 200,000/-) 7.00% 7.00% 6.00%
06 Months (Minimum
deposit Rs. 200,000/-) 7.00% 7.00% 6.00%
01 Year & above:
Rs. 200,000/- to
Rs. 1,000,000/- 7.00% 7.00% 6.00%
Above Rs. 1,000,000/- 7.00% 7.00% 6.00%
Munafa Hi Munafa Term Account - II
Deposit Rolled Over upto 11.08.2013
(Profit Payment on Monthly Basis)
06 Months (Minimum
deposit Rs. 200,000/-) 7.00%
01 Year & above:
Rs. 200,000/- to
Rs. 1,000,000/- 8.00% 8.00% 8.00%
Above Rs. 1,000,000/- 8.50% 8.50% 8.50%
Rate Revised w.e.f. 12.08.2013 (for only Roll Over)
(Profit Payment on Monthly Basis)
03 Months (Minimum
deposit Rs. 200,000/-) 7.00% 7.00% 6.00%
06 Months (Minimum
deposit Rs. 200,000/-) 7.00% 7.00% 6.00%
01 Year & above: 7.00% 7.00% 6.00%
Munafa Hi Munafa Term Account - III
(Minimum Deposit Rs. 100,000/- Profit Payment on Monthly
basis)
Deposit Booked w.e.f. 01.09.2008 to 01.05.2009
05 Years 13.35% 13.35%
Deposit Booked from 11.10.2011 to 16.09.2012
2 Year 10.60% 10.60% 10.60%
Deposit Booked w.e.f 17.09.2012 to 23.10.2012
2 Year 9.10% 9.10% 9.10%
Deposit Booked w.e.f 24.10.2012 to 22.07.2013
6 Months 8.20%
I Year 8.50% 8.50% 8.50%
2 Years 8.90% 8.90% 8.90%
Deposit Booked w.e.f 23.07.2013
1 Month 7.00% 7.00% 7.00%
3 Months 7.50% 7.50% 7.50%
6 Months 7.70% 7.70% 7.70%
I Year 8.00% 8.00% 8.00%
2 Years 8.40% 8.40% 8.40%
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15 BOP Bai Misaal Term Deposit
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(Minimum Deposits Rs.100,000/- Profit payable at maturity)
Deposits Booked from. 01.09.2008 to 26.07.2009
5 Year 14.75% 14.75% 14.75%
Deposit Booked w.e.f. 11.10.2011 to 16.09.2012
02 Years 11.15% 11.15% 11.15%
Deposit Booked w.e.f. 17.09.2012 to 23.10.2012
02 Year 9.50% 9.50% 9.50%
Deposit Booked w.e.f. 24.10.2012 to 22.07.2013
01 Year 8.90% 8.90% 8.90%
02 Year 9.20% 9.20% 9.20%
Deposit Booked w.e.f. 23.07.2013
01 Year 8.50% 8.50% 8.50%
02 Year 8.60% 8.60% 8.60%
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16 Pehlay Munafa Deposit Scheme Advance Profit Amount
of Deposit of Rs.100,000/- (Rs.)
(Minimum Deposit Rs. 50,000/- profit payable in advance)
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Deposit Booked w.e.f. 11.10.2011 to 16.09.2012
18 Months 13,650/-
Deposit Booked w.e.f 17.09.2012 to 23.10.2012
15 Months 10,370/-
18 Months 12,300/- 12,300/-
Deposit Booked w.e.f 24.10.2012 to 22.07.2013
06 Months 3,850/-
12 Months 7,900/- 7,900/- 7,900/-
15 Months 10,000/- 10,000/- 10,000/-
18 Months 12,150/- 12,150/- 12,150/-
Deposit Booked w.e.f 23.07.2013 to 30.11.2013
03 Months 1,750/-
06 Months 3,500/- 3,500/-
12 Months 7,500/- 7,500/- 7,500/-
15 Months 9,500/- 9,500/- 9,500/-
18 Months 11,610/- 11,610/- 11,610/-
Deposit Booked w.e.f 01.12.2013
03 Months 2,100/- 2,100/- 2,100/-
06 Months 4,300/- 4,300/- 4,300/-
12 Months 8,700/- 8,700/- 8,700/-
15 Months 10,800/- 10,800/- 10,800/-
18 Months 12,900/- 12,900/- 12,900/-
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17 BOP Kisan Dost Term Deposit Rate per Annum
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(Minimum Deposit Rs. 100,000/- profit payable at maturity)
Deposit Booked w.e.f 24.10.2012 to 22.07.2013
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06 Months 8.20%
01 Year 8.90% 8.90% 8.90%
Deposit Booked w.e.f 23.07.2013
06 Months 7.75% 7.75% 7.75%
01 Year 8.60% 8.60% 8.60%
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18 BOP Senior Citizen Term Deposit
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(Minimum Deposit Rs. 100,000/- Maximum Deposit
Rs. 3,000,000/- profit payable on monthly basis)
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Deposit Booked w.e.f. 24.10.2012 to 22.07.2013
01 Year 8.75% 8.75% 8.75%
Deposit Booked w.e.f. 23.07.2013
01 Year 8.15% 8.15% 8.15%
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19 BOP Young Lions
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Savings Account 7.00% 7.00% 7.00%
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20 BOP Behtareen Munafa Account
(Profit payable on monthly basis)
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Upto Rs.500,000/- 7.00% 7.00% 7.00%
Above Rs.500,000/-
to 1,000,000/- 7.00% 7.00% 7.00%
Above Rs.1,000,000/- 7.00% 7.00% 7.00%
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