The Bank of Punjab has declared the rates of profit on the various types of deposits for the period of six months ended 31st December 2015:[
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Rate per Annum
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3rd 4th
Quarter Quarter
01.07.2015 to 01.10.2015 to
CATEGORY 30.09.2015 31.12.2015
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1 Short Notice Time Deposits
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SNTD 07 days 5.00% 4.00%
SNTD 30 days 5.50% 4.00%
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2 Saving Bank Account 4.50% 4.00%
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3 PLS Term Deposits
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TDR-01 Month 4.90% 4.00%
TDR-02 Months 5.00% 4.00%
TDR-03 Months & above 5.10% 4.00%
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4 Monthly Income Scheme 5.00% 4.00%
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5 Saving Profit Plus Account
(All Types of Customers) 4.50% 4.00%
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6 Corporate Premier Account
(All Types of Customers) 4.50% 4.00%
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7 Corporate Premier Term Account
(General Corporate Entities)
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01 Month 6.00% 4.50%
03 Months & above 6.25% 4.75%
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8 PLS Supreme Saving Account 4.50% 4.00%
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9 Senior Citizen Saving Account
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Up to Rs. 200,000/- 4.50% 4.00%
From Rs. 200,001/- to Rs. 400,000/- 4.50% 4.00%
Over Rs. 400,000/- 5.00% 4.50%
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10 Gharayloo Saving Account
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Up to Rs. 10,000/- 4.50% 4.00%
Over Rs. 10,000/- 4.50% 4.00%
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11 Ziada Munafa Saving Account
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Up to Rs. 400,000/- 4.50% 4.00%
From Rs. 400,001/- to Rs. 500,000/- 4.50% 4.00%
Over Rs. 500,000/- 4.50% 4.00%
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12 PLS Saving Bank - Staff Accounts 4.50% 4.00%
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13 PLS Saving Pension Account 4.50% 4.00%
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14 Munafa Hi Munafa Term Deposits
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i) Munafa Hi Munafa Term Account - I
(Profit Payment on Maturity)
Deposit Rolled Over Upto 11.08.2013
01 Year & above:
Rs. 200,000/- to Rs. 1,000,000/- 8.50% 8.50%
Above Rs. 1,000,000/- 9.00% 9.00%
Rate Revised w.e.f. 12.08.2013 to 31.08.2015
(Only for Roll Over)
03 Months (Minimum deposit Rs.200,000/-) 6.00% 6.00%
06 Months (Minimum deposit Rs.200,000/-) 6.00% 6.00%
01 Year & above:
Rs. 200,000/- to Rs. 1,000,000/- 6.00% 6.00%
Above Rs. 1,000,000/- 6.00% 6.00%
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ii) Munafa Hi Munafa Term Account - II
(Profit Payment on Monthly Basis)
(Deposit Rolled Over Up to 11.08.2013
01 Year & above:
Rs. 200,000/- to Rs. 1,000,000/- 8.00% 8.00%
Above Rs. 1,000,000/- 8.50% 8.50%
Rate Revised w.e.f. 12.08.2013 to 31.08.2015
(Only for Roll Over)
(Profit Payment on Monthly Basis)
03 Months (Minimum deposit Rs. 200,000/- 6.00% 6.00%
06 Months (Minimum deposit Rs. 200,000/- 6.00% 6.00%
01 Year & above:
Rs.200,000/- to Rs.1,000,000/- 6.00% 6.00%
Above Rs.1,000,000/- 6.00% 6.00%
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iii) Munafa Hi Munafa Term Account - III
(Minimum Deposit Rs.100,000/-)
(Profit Payment on Monthly Basis)
Deposit Booked w.e.f. 24.10.2012 to 22.07.2013
2 Years 8.90%
Deposit Booked w.e.f. 23.07.2013 to 06.07.2014
1 Year 8.00%
2 Years 8.40% 8.40%
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iv) Munafa Hi Munafa Term Account - III
(Minimum Deposit Rs.50,000/-)
(Profit Payment on Monthly Basis)
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Deposit Booked w.e.f. 07.07.2014 to 30.11.2014
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1 Year 8.00% 8.00%
2 Years 8.40% 8.40%
3 Years 8.75% 8.75%
4 Years 9.00% 9.00%
5 Years 9.15% 9.15%
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Deposit Booked w.e.f. 01.12.2014 to 31.01.2015
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06 Months 7.30%
1 Year 7.90% 7.90%
2 Years 8.00% 8.00%
3 Years 8.35% 8.35%
4 Years 8.60% 8.60%
5 Years 8.75% 8.75%
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Deposit Booked w.e.f. 01.02.2015 to 31.03.2015
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06 Months 6.80%
1 Year 7.40% 7.40%
2 Years 7.50% 7.50%
3 Years 7.85% 7.85%
4 Years 8.10% 8.10%
5 Years 8.25% 8.25%
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Deposit Booked w.e.f. 01.04.2015 to 31.05.2015
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3 Months 6.10%
6 Months 6.30% 6.30%
1 Year 7.10% 7.10%
2 Years 7.00% 7.00%
3 Years 7.25% 7.25%
4 Years 8.00% 8.00%
5 Years 8.25% 8.25%
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Deposit Booked w.e.f. 01.06.2015 to 31.08.2015
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1 Month 5.00%
3 Months 5.10% 5.10%
6 Months 5.30% 5.30%
1 Year 6.10% 6.10%
2 Years 6.10% 6.10%
3 Years 6.25% 6.25%
4 Years 7.00% 7.00%
5 Years 7.25% 7.25%
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15 BOP Bonus Munafa Term Deposit
Minimum Deposit Rs.50,000/- , profit payable on monthly basis
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Deposit Booked w.e.f 01.09.2015 to 14.09.2015
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1 Month 5.00% 5.00%
3 Months 5.25% 5.25%
6 Months 5.50% 5.50%
1 Year 5.75% 5.75%
2 Years 6.50% 6.50%
3 Years 6.75% 6.75%
4 Years 7.00% 7.00%
5 Years 7.50% 7.50%
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Deposit Booked w.e.f. 15.09.2015
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1 Month 5.00% 5.00%
3 Months 5.25% 5.25%
6 Months 5.50% 5.50%
1 Year 5.75% 5.75%
2 Years 6.25% 6.25%
3 Years 6.50% 6.50%
4 Years 7.00% 7.00%
5 Years 7.50% 7.50%
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16 BOP Bai Misaal Term Deposit
(Minimum Deposits Rs.100,000/- Profit Payable
at maturity)
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Deposit Booked w.e.f. 24.10.2012 to 22.07.2013
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02 Years 9.20%
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Deposit Booked w.e.f. 23.07.2013 to 31.01.2015
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01 Year 8.50% 8.50%
02 Years 8.60% 8.60%
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Deposit Booked w.e.f. 01.02.2015 to 31.03.2015
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01 Year 7.65% 7.65%
02 Years 7.75% 7.75%
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Deposit Booked w.e.f. 01.04.2015 to 31.05.2015
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01 Year 7.10% 7.10%
02 Years 7.25% 7.25%
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Deposit Booked w.e.f. 01.06.2015 to 30.09.2015
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01 Year 6.10% 6.10%
02 Years 6.25% 6.25%
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Deposit Booked w.e.f. 01.10.2015
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01 Year 5.60%
02 Years 6.25%
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Advance Profit Amount
17 Pehlay Munafa Deposit Scheme on Deposit of
Rs.100,000/-(Rs.)
(Minimum Deposit Rs. 50,000/- profit payable in advance)
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Deposit Booked w.e.f. 01.12.2013 to 30.11.2014
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12 Months 8,700/- 8,700/-
15 Months 10,800/- 10,800/-
18 Months 12,900/- 12,900/-
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Deposit Booked w.e.f. 01.12.2014 to 31.01.2015
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06 Months 4,000/-
12 Months 8,100/- 8,100/-
15 Months 10,000/- 10,000/-
18 Months 12,000/- 12,000/-
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Deposit Booked w.e.f. 01.02.2015 to 31.03.2015
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06 Months 3,350/-
12 Months 6,850/- 6,850/-
15 Months 8,575/- 8,575/-
18 Months 10,300/- 10,300/-
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Deposit Booked w.e.f. 01.04.2015 to 31.05.2015
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03 Months 1,500/-
06 Months 3,100/- 3,100/-
12 Months 6,000/- 6,000/-
15 Months 8,125/- 8,125/-
18 Months 10,125/- 10,125/-
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Deposit Booked w.e.f. 01.06.2015 to 30.09.2015
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03 Months 1,275/- 1,275/-
06 Months 2,625/- 2,625/-
12 Months 5,700/- 5,700/-
15 Months 7,250/- 7,250/-
18 Months 8,850/- 8,850/-
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Deposit Booked w.e.f. 01.10.2015
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03 Months 1,150/-
06 Months 2,375/-
12 Months 5,300/-
15 Months 6,688/-
18 Months 8,025/-
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18 BOP Kisan Dost Term Deposit
(Minimum Deposit Rs. 100,000/- profit payable on maturity)
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Deposit Booked w.e.f. 23.07.2013 to 30.11.2014
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01 Year 8.60% 8.60%
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Deposit Booked w.e.f. 01.12.2014 to 31.01.2015
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06 Months 7.50%
01 Year 8.60% 8.60%
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Deposit Booked w.e.f. 01.02.2015 to 31.03.2015
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06 Months 7.00%
01 Year 7.65% 7.65%
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Deposit Booked w.e.f. 01.04.2015 to 31.05.2015
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06 Months 6.30% 6.30%
01 Year 7.10% 7.10%
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Deposit Booked w.e.f. 01.06.2015 to 30.09.2015
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06 Months 5.30% 5.30%
01 Year 6.10% 6.10%
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Deposit Booked w.e.f. 01.10.2015
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06 Months 4.90%
01 Year 5.70%
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19 BOP Senior Citizen Term Deposit
(Minimum Deposit Rs. 100,000/- Maximum
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Deposit Rs. 3,000,000/- profit payable on monthly basis)
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Deposit Booked w.e.f. 23.07.2013 to 30.11.2014
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01 Year 8.15% 8.15%
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Deposit Booked w.e.f. 01.12.2014 to 31.01.2015
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01 Year 8.10% 8.10%
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Deposit Booked w.e.f. 01.02.2015 to 31.03.2015
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01 Year 7.65% 7.65%
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Deposit Booked w.e.f. 01.04.2015 to 31.05.2015
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01 Year 7.00% 7.00%
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Deposit Booked w.e.f. 01.06.2015
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01 Year 6.15% 6.15%
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20 BOP Young Lions Savings Account
(Profit payable on monthly basis) 4.50% 4.00%
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21 BOP Behtareen Munafa Account
(Profit payable on monthly basis)
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Up to Rs. 500,000/- 4.50% 4.00%
From Rs. 500,001/- to Rs.1,000,000/- 4.50% 4.00%
Above Rs. 1,000,000/- 4.50% 4.00%
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