Banks usually would like to open their branches at places where their customers (depositors and borrowers) are concentrated and their business could flourish at a rapid pace. Such a strategy, however, could be at variance with the socio-economic objectives of a country. For the last few years, State Bank has been making hectic efforts to extend the outreach of the banking institutions in order to make the system more inclusive. On 24th May, 2016, it went up a step further and