Returns on Profit and Loss Sharing Investment Bank Accounts (JANUARY TO JUNE 2005)

Comparative table of returns being given banks on their Profit and Loss Sharing Investment Accounts and Term Deposits.

===========================================================================================================

ReturnS on pls investments                     (JANUARY TO JUNE 2005)                             (Percent)

===========================================================================================================

BANKS                   NOTICE DEPOSIT    Saving                     TERM DEPOSITS

                       7 to 29 30 days & Acct  1 Mth 2 Mths  3 Mths 6 Mths  1 Yr  2 Yrs  3 Yrs  4 Yrs 5 Yrs

                          days  above

===========================================================================================================

Allied Bank Limited       0.50   0.65    1.00   0.75  1.00   1.25   1.50   2.00   2.00   2.00   2.00   3.00

Askari Comm. Bank         2.00   3.00    2.50   4.00  4.50   5.00   5.50   6.00   7.00   8.00      -   9.00

Bank Al-Habib Ltd         0.75      -    1.00   1.50     -   1.75   2.00   2.25   2.50   2.75   3.00   3.75

Bank of Punjab            0.50   1.00    1.00   1.00  1.00   1.25   1.50   1.75   1.75   2.00   2.00   2.50

Bank of Khyber            1.50   1.75    2.20      -     -   2.50   3.00   3.50   4.00   4.50   4.75   5.00

Bank Alfalah Limited      1.50   1.50    2.00   3.00     -   3.50   4.00   4.50   6.00   6.50   7.00   7.50

Dawood Bank Ltd.          2.25   2.50    2.00   3.00     -   3.50   3.75   5.00   5.00   5.25   5.50   5.75

First Women Bank Ltd.     2.00   2.15    2.00      -     -   2.25   2.50   3.00   3.50   4.00   4.50   5.00

Habib Bank Limited        0.75   1.00    1.00   1.00  1.50   2.00   2.30   2.80   3.25   3.50   3.75   4.00

IDBP                      1.50   2.00    3.00      -     -      -      -      -      -      -      -      -

Metropolitan Bank         0.50   1.00    3.00   1.25     -   2.00   2.25   3.00   3.50   4.00   4.50   5.00

NDLC-IFIC Bank-NIB        1.50   2.00    2.50   3.25     -   4.00   5.00   6.00   7.00   8.00   9.00  10.50

National Bank of Pak.     1.20   1.20    1.20      -     -   1.50   1.80   2.00   2.30   2.60   2.90   3.25

PICIC Comm Bank           2.00   2.50    3.00   2.50     -   3.25   4.25   5.35   5.60   5.90   6.15   6.50

Soneri Bank Limited       1.50   2.00    3.00   2.50     -   2.75   3.00   4.00   4.25   4.50   4.75   5.00

Union Bank Limited        0.25   0.50    0.10      -     -   4.50   6.00   6.50      -      -      -      -

Zarai Taraqiati Bank Ltd     -      -    1.00      -     -   1.45   1.75   2.00   2.30   2.50   2.75   3.30

FOREIGN BANKS

American Express Bank        -      -    0.30  *7.50     -  *7.25  *7.50  *8.00      -      -      -      -

Al-Baraka Islamic Bank    0.72      -    2.11   2.83     -   4.35   4.49   4.62   5.21   6.33      -   7.00

Deutsche Bank             4.50   4.79    0.67      -  5.61      -   4.76      -      -      -      -      -

Habib Bank A.G. Zurich    0.75   0.75    2.00   1.25     -   1.50   2.00   2.50   3.00   3.50   4.25   5.00

Oman Int. Bank SAOG       1.50   1.75       -   1.75  2.00   6.50   6.50   6.00      -      -      -      -

Standard Chart. Bank         -      -   *2.25  *2.78     -  *3.55  *3.79  *4.00  *4.50  *5.00  *5.75      -

===========================================================================================================