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Nadeem Hussain President and CEO of Tameer Microfinance Bank has said that small scale diligent entrepreneurs have proven to be prudent, as they ensure the lowest default ratios Addressing the 6th Microfinance Country Forum on Wednesday, he said that there is a misconception in the financial markets, that a low income population is not credit-worthy.
The truth is that these small scale diligent entrepreneurs have proven to be prudent, as they ensure the lowest default ratios. Pakistan has a comprehensive regulatory framework in place for rapid Microfinance development. The advantages of Telecom and branchless banking are creating numerous livelihood opportunities at the bottom of the economic pyramid, he added.
"Financial Exclusion is a major cause of poverty in developing countries. Pakistan has created the enabling blocks to tackle this problem and become the first country to meet the poverty challenge in Asia," he said. Menin Rodrigues, President and CEO of Shamrock Communications Pvt Ltd, in his welcome address said that over the past 6 years, this highly successful annual forum has attracted leading Microfinance banks, practitioners, regulators, government officials, NGOs, academia, media and delegates from prestigious financial institutions, while at the same time contributing towards the bigger picture.
Dr Abdul Wahab, President of M.A. Jinnah University; Ateeq-ur-Rehman, KCCI analyst; Mohsin Ahmed, CEO of Pakistan Microfinance Network (PMN); Qazi Shoaib Ahmed, Senior Joint Director State Bank of Pakistan (SBP); Ghazanfar Azzam, CEO Waseela Microfinance Bank; Roar Bjaerum, Chief Financial Services Officer Telenor; and Faisal Shaikh Product Head of Bank Islami also address the forum.
While, an enlightening Panel Discussion on 'Bringing Users at the Center of Microfinance: Educating the Stakeholders' brought the forum to a close. The session was chaired by Haroon Agar, President Karachi Chamber of Commerce (KCCI); and the panellists included, Faizan Mustafa, Technology expert from Mazars Asia-Singapore; Anwar Rashid, Executive Director, Orangi Pilot Project (OPP); Bilal Mustafa, Managing Director, The Bank of Khyber; and Ms Aseya Qasim, Head, Microfinance, Orix Leasing. The 6th Microfinance Country Forum was organised by Shamrock Conferences International, in collaboration with Tameer Microfinance Bank and Mazars Asia-Singapore.

Copyright Business Recorder, 2012

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