The Bank Alhabib limited has declared the rates of profit on the various PLS deposites for the period of six months ended June 30, 2016:



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BANK ALHABIB LIMITED
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Per Annum
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Jan 1, 2016 to Mar 14,2016 to May 25, 2016 Jun 01, 2016 to
Mar 13, 2016 May 24,2016 to May 30,2016 Jun 30, 2016
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1. -Saving Bank Deposits 4.00% 4.00% 4.00% 3.75%
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(with free life insurance cover)
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-Saving Bank - Monthly 4.00% 4.00% 4.00% 3.75%
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(with free life insurance cover)
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2. Enhanced Savings Account 4.00% 4.00% 4.00% 3.75%
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3. Pensioner's Saving Account 5.50% 5.50% 5.50% 5.25%
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4. AL Habib Young Savers Account
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- On balances upto Rs. 500,000 5.50% 5.50% 5.50% 5.00%
- On balances over Rs. 500,000 4.50% 4.50% 4.50% 4.00%
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5. AL Habib Senior Citizens'
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PLS Savings Accounts 5.50% 5.50% 5.50% 5.25%
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6. AL Habib Monthly Saver Account 4.50% 4.50% 4.50% 4.25%
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(Profit paid on monthly average balance)
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7. Treasurer's Call Deposits: 4.00% to 4.00% to 4.00% to 3.75% to
- Treasurer's Call Account 7.40% 6.50% 6.40% 6.40%
(24 hours notice)
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8. Special Notice Deposits:
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- 7 Days Notice Deposit 4.00% 4.00% 4.00% 3.75%
- 30 Days Notice Deposit 4.00% 4.00% 4.00% 3.75%
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9. AL Habib Special
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Savers Certificates - 3 years
(Minimum Deposit Rs. 25,000)
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First Year (1st and 2nd Profit Payment) 6.50% 6.00% 5.75% 5.75%
Second Year (3rd and 4th Profit Payment) 6.50% 6.25% 5.80% 5.80%
Third Year (5th and 6th Profit Payment) 6.50% 6.50% 6.00% 6.00%
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10. AL Habib Salana Munafa Account 6.10% 6.10% 5.80% 5.80%
(One year deposit)
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(Minimum Deposit Rs. 25,000)
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11. AL Habib Asaan Savings Account 5.50% 5.50% 5.50% 5.00%
(with free life insurance cover)
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12. Fixed Term Deposits
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- One Month Deposit 4.50% 4.50% 4.00% 4.00%
- Three Months Deposit 4.50% 4.50% 4.00% 4.00%
- Six Months Deposit 4.50% 4.50% 4.00% 4.00%
- One Year Deposit 6.10% 6.10% 5.80% 5.80%
- Two Years Deposit 6.30% 6.30% 5.90% 5.90%
- Three Years Deposits 6.40% 6.40% 6.00% 6.00%
- Four Years Deposits 6.50% 6.50% 6.25% 6.25%
- Five Years Deposits 6.60% 6.60% 6.60% 6.60%
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13. AL Habib Mahana Munafa Account
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- 1 Year 6.00% 6.00% 5.70% 5.70%
- 2 Years 6.10% 6.10% 5.80% 5.80%
- 3 Years 6.20% 6.20% 5.90% 5.90%
- 4 Years 6.40% 6.40% 6.15% 6.15%
- 5 Years 6.50% 6.50% 6.50% 6.50%
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Zarai Taraqiati Bank Ltd
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Type of Deposits Rates of Return
Jan 01, 2016 to June 01 to July 01 to
May 31, 2016 June 30, 2016 Dec 31, 2016
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1. PLS Saving Accounts 4.00% p.a. 3.75% p.a. 3.75% p.a.
2. ZTBL Asaan Account (Saving) 4.00% p.a. 3.75% p.a. 3.75% p.a.
3. ZTBL Assan Account (other remunerative) 4.00% p.a. 3.75% p.a. 3.75% p.a.
4. ZTBL Junior Account (ZJA) NA 3.75% p.a. 3.75% p.a.
5. Business Deposit Accounts 4.00% p.a. 3.75% p.a. 3.75% p.a.
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6. PLS Terms Deposits
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a) 03 Months 4.40% p.a. 4.15% p.a. 4.15% p.a.
b) 06 Months 4.60% p.a. 4.35% p.a. 4.35% p.a.
c) 12 Months 5.00% p.a. 4.75% p.a. 4.75% p.a.
d) 24 Months 5.20% p.a. 4.95% p.a. 4.95% p.a.
e) 36 Months 5.60% p.a. 5.35% p.a. 5.35% p.a.
f) 48 Months 6.00% p.a. 5.75% p.a. 5.75% p.a.
g) 60 Months & above 6.00% p.a. 5.75% p.a. 5.75% p.a.
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7. Zarai Term Deposit Certificates (Fixed) 5.60% p.a. 5.35% p.a. 5.35% p.a.
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Premature-Profit rates on ZTDC
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Before 6 months 4.00% p.a. 3.75% p.a. 3.75% p.a.
6 months & before 12 months 4.50% p.a. 4.25% p.a. 4.25% p.a.
12 months & before 24 months 5.00% p.a. 4.75% p.a. 4.75% p.a.
24 months & before 36 months 5.10% p.a. 4.85% p.a. 4.85% p.a.
8. Mustaqbil Mehfooz short terms 5.00% p.a. 4.75% p.a. 4.75% p.a.
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3 months (Fixed)
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9. Rozana Bachat Account (Fixed)
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i) up to Rs.10,000/- 4.50% p.a. 4.50% p.a. 4.25% p.a.
ii) Rs.10,001/-to Rs.100,000/- 4.50% p.a. 4.50% p.a. 4.25% p.a.
iii) Rs.100,001/-to Rs.500,000/- 4.70% p.a. 4.70% p.a. 4.45% p.a.
iv) Rs.500,001/-to Rs.5,000,000/- 4.90% p.a. 4.90% p.a. 4.65% p.a.
v)Rs.5,000,001/-to Rs.10,000,000/- 5.30% p.a. 5.30% p.a. 5.05% p.a.
vi) Rs.10,000,001/-and above 5.50% p.a. 5.50% p.a. 5.25% p.a.
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10. Zarai Munafa Term Deposit Certiciate) 5.00% p.a. 4.75% p.a. 4.75% p.a.
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Rs.0.1 Million each) at fixed rate for 01
year only for banks employees 02-07-2009
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Copyright Business Recorder, 2016

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