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The subscription for general public in Union Bank would be opened from January 19 to 20 for Rs 150 million set from the term finance certificates.
Union Bank has raised Rs 600 million from private placement, such as Rs 100 million from Saudi Pak Industrial & Agricultural Investment Co, Rs 93.5 million from Pak Oman Investment Bank, Rs 90 million from Pakistan Kuwait Investment Co, Rs 50 million each from Bank of Punjab, National Rural Support Program and CDC Trustee United Money Market Fund.
The remaining amount of Rs 150 million has been allocated for the general public.
The tenure of the issue is 5.5 years and the bank will base rate meaning cut-off yield of the latest successful auction of five years Pakistan Investment Bank plus 0.75 percent per annum, subject to a floor and cap fixed by the institution.
The floor is 5 percent per annum while cap is 10.75 percent per annum.
The bank has a strong organisational structure with operations and systems adhering to international standards.
This enhances its ability to meet the requirements of emerging markets and its ever-increasing client base.
Union Bank has an online branch network of 42 branches spread across 19 cities of Pakistan one international branch in Colombo, Sri Lanka.
This network of online branches provides the bank's customers with 24-hour online banking services.
In an effort to expand its business operations Union Bank acquired Bank of America operations in June 2000, American Express Card franchise in 2001, Emirates Bank International in July 2002 and Mashreq Bank Sri Lanka operations in 2003.
A number of innovative products and services have been introduced by the bank to facilitate its customer base these include, mortgages, auto financing, various forms of cards, housing financing, running finance for individuals, business accounts, saving deposit schemes, call centre, etc.
In order to expand business operations, Union Bank issued its first TFC in December 2002. Total issue size of the first TFC was Rs 750 million. The IPO of the TFC issue was oversubscribed by three times.
Arrangers and advisors to this issue are Pak Oman Investment Bank, AMZ Securities and Pakistan Kuwait Investment Co.

Copyright Business Recorder, 2004

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