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The initial public offering of Bank Alfalah is expected to be oversubscribed by over 8 times against its offer of Rs 1.2 billion.
The UAE-based directors of Bank Alfalah Limited (BAFL) had decided to sell 40 million shareholdings at a premium price of Rs 30 per share against the par value of Rs 10 per share.
The subscription dates for Bank Alfalah IPO was fixed on May 17 and 18 where preference was given to applicants of 1,000 shares.
According to the numbers received so far from market sources, nearly Rs 4 billion has been subscribed by applicants. Sources said that subscription amount from MCB would reach around Rs 2 billion whereas from Allied Bank, United Bank and other private banks it might total around Rs 9 billion. The final figures of subscription amount would be available by Friday, they added.
The Bank's profit before tax during the three-month period ended March 31, 2004, stood at Rs 343.860 million as compared to Rs 300.221 million for the previous comparable period.
Capital gain on Pakistan Investment Bonds was realised to the tune of Rs 2.52 million during the three-month period as compared to nil in the previous corresponding period.
The earning per share improved to 1.20 rupees a share from 0.98 rupee a share from the same period a year ago.
Net capital gain on sale of shares amounted to Rs 89.304 million as compared to Rs 41.347 million in the previous period a year ago.
The bank managed to maintain steady growth in resource mobilisation, assets building especially in car financing, home loans and credit cards and financing of foreign trade.
Moreover, with the interest rate inching up, analysts expect the bank to earn more through its sizeable portion of trade finance in the 2HFY04. The net earnings for full year may reach Rs 1.35 billion - Rs 1.4 billion or 6.00 to 6.36 rupees a share.

Copyright Business Recorder, 2004

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