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Comparative table of returns being given banks on their Profit and Loss Sharing Accounts and Term Deposits.



============================================================================================================
RETURNS ON PLS INVESTMENTS (JANUARY TO JUNE 2004) (PERCENT)
------------------------------------------------------------------------------------------------------------
BANKS NOTICE DEPOSIT Saving TERM DEPOSITS
7 to 29 30 days & Acct 1 Mth 2 Mths 3 Mths 6 Mths 1 Yr 2 Yrs 3 Yrs 4 Yrs 5 Yrs
days above
============================================================================================================
Allied Bank Limited 0.50 0.65 1.00 0.70 0.75 1.00 1.25 1.50 1.75 2.00 2.00 2.00
ADBP - - - - - - - - - - - -
Askari Comm Bank 0.25 0.50 1.50 0.50 0.75 1.00 1.50 2.00 2.25 2.50 3.00 3.50
Bank Al-Habib Ltd 0.75 - 1.50 1.50 - 1.75 2.00 2.25 2.50 2.75 3.00 3.75
Bolan Bank Limited 2.00 2.50 2.00 - - 3.00 3.25 3.50 3.75 4.00 4.50 5.00
Bank of Punjab 0.50 1.00 1.00 1.00 1.00 1.25 1.50 1.75 1.75 2.00 2.00 2.50
Bank of Khyber 1.10 1.40 1.60 - - 1.50 1.60 2.00 2.25 2.50 2.60 3.00
Bank Alfalah Limited 1.50 1.50 1.50 1.50 - 1.75 2.00 2.25 6.00 6.50 7.00 7.50
Crescent Comm Bank 1.00 - 3.00 2.25 - 3.00 3.50 4.00 - - - -
Escort Investment Bank
Faysal Bank Limited - - - - - - - - - - - -
First Women Bank Ltd 0.75 1.00 1.25 - - 1.20 1.40 1.55 2.20 2.70 3.00 3.25
Habib Bank Limited 0.75 1.00 1.00 1.00 1.10 1.20 1.50 1.80 2.25 2.50 2.75 3.00
Indus Bank Limited
IDBP 1.50 2.00 3.00 - - - - 5.00 5.00 5.00 5.00 5.00
KASB Bank Limited 1.50 2.00 3.50 3.00 - 3.50 4.00 4.50 4.75 5.00 5.50 6.00
Muslim Comm Bank 0.80 1.00 1.00 1.00 1.20 1.50 1.75 2.00 2.25 2.50 2.75 3.00
Metropolitan Bank 0.50 1.00 3.00 1.25 - 2.00 2.25 3.00 3.50 4.00 4.50 5.00
National Bank of Pak 1.20 1.20 1.20 - - 1.20 1.70 1.80 2.00 2.20 2.40 2.50
NIB=NDLC-IFIC Bank 2.00 3.00 2.50 - - 3.25 3.75 4.00 - - - -
PICIC Comm Bank 2.00 2.50 3.00 2.50 - 2.75 3.25 3.75 4.25 4.75 - -
Prime Comm Bank 1.00 2.50 3.00 2.00 - - - 4.25 - - - 4.25
Punjab Coop Bank 0.25 0.50 0.50 - - 1.00 1.25 1.50 1.75 2.00 2.25 2.50
Platinum Comm Bank
Saudi Pak Comm Bank
Soneri Bank Limited 1.50 2.00 2.00 2.00 - 2.25 2.50 3.00 3.25 3.50 3.75 4.00
United Bank Limited 0.60 0.75 0.75 0.75 0.80 1.00 1.25 1.50 2.00 2.50 2.50 2.50
Union Bank Limited 0.25 0.50 1.50 - - 3.00 3.50 4.00 4.00 4.00 4.00 4.00
FOREIGN BANKS
ABN-AMRO Bank
American Express Bank - - 0.75* 2.50 - 2.25 *2.90 * 2.70 - - - -
Al-Baraka Islamic Bank 0.25 - 1.25 1.25 - 2.85 2.95 3.05 3.40 4.00 4.25 4.45
Bank of Tokyo-Mitsubishi
Bank of Ceylon - - - - - - - - - - - -
Credit Agricole Indosuez - - - - - - - - - - - -
Deutsche Bank 0.73 1.10 0.26 - - 1.00 1.00 0.90 - - - -
Doha Bank - - - - - - - - - - - -
Emirates BIL
Faysal Bank Limited 1.75 2.00 1.50 2.00 2.25 2.75 3.50 4.00 4.25 4.50 4.50 4.50
Habib Bank AG Zurich 0.75 0.75 1.50 1.25 - 1.50 2.00 2.50 3.00 3.50 4.25 5.00
Hong Kong Bank
IFI & C Bank
MashreqBank - - - - - - - - - - - -
Oman Int Bank SAOG 1.50 2.00 2.00 2.75 2.50 - 3.50 4.00 - - - -
Rupali Bank - - 1.50 - - 2.00 2.20 2.60 - - - -
Standard Chart Bank - - * 0.75 0.25 - 0.50 * 0.75 * 1.00 * 1.75 * 2.00 - -
StandChartGrindlaysBank
Societe Generale
Trust Bank Limited
============================================================================================================

NOTE: *Rates to be read as upto
Copyright Business Recorder, 2004

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