Despatch of dividend warrants

Dates of despatch of dividend warrants and bonus share certificates.

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Company                        Year Ended/Ending  Dividend/Bonus           Dispatched on

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First Habib Modarba                30.06.2004       20% Dividend              25.11.2004

The Bank Of Punjab                 30.06.2004       20% Bonus (i)             24.11.2004

Karam Ceramics Limited             30.06.2004       15% Dividend              26.11.2004

First International Inv Bank Ltd   30.06.2004       15% Bonus                 25.11.2004

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