Returns on Profit and Loss Sharing Bank Accounts (July to December 2004)

Comparative table of returns being given banks on their Profit and Loss Sharing Accounts and Term Deposits.

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RETURNS ON PLS INVESTMENTS                                   (July TO December 2004)                                          (PERCENT)

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BANKS                        NOTICE DEPOSIT     Saving                                     TERM DEPOSITS

                              7 to 29   30 days  Acct     1 Mth    2 Mths   3 Mths   6 Mths    1 Yr    2 Yrs    3 Yrs    4 Yrs    5 Yrs

                                 days    above

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Allied Bank Limited              0.50     0.65    0.50     0.70     0.75     1.00     1.25     1.50     1.75     2.00     2.00     2.00

ADBP                                -        -       -        -        -        -        -        -        -        -        -        -

Askari Comm. Bank                0.25     0.50    0.50     0.50     0.75     1.00     1.50     2.00     2.25     2.50     3.00     3.50

Bank Al-Habib Ltd

Bolan Bank Limited               2.00     2.50    1.00        -        -     3.00     3.25     3.50     3.75     4.00     4.50     5.00

Bank of Punjab                   0.50     1.00    1.00     1.00     1.00     1.25     1.50     1.75     1.75     2.00     2.00     2.50

Bank of Khyber                   1.20     1.50    1.70        -     1.50     1.60     1.70     2.10     2.40     2.60     2.70     3.20

Bank Alfalah Limited             1.50    1.50     1.50     1.50        -     1.75     2.00     2.25    @6.00    @6.50    @7.00    @7.50

Crescent Comm. Bank

Dawood Bank                      2.25     2.50    1.50     3.00        -     3.50     3.75     4.00     4.25     4.50     5.00     6.00

Escort Investment Bank              -        -       -        -        -        -        -        -        -        -        -        -

Faysal Bank Limited              0.25     0.50    0.75     1.50     1.75     2.50     3.25     4.15     4.75     5.00     5.00     5.00

First Women Bank Ltd             1.00     1.00    1.40        -        -     1.45     1.70     1.85     2.45     2.95     3.25     3.50

Habib Bank Limited               0.75     1.00    1.00     1.00     1.50     2.00     2.30     2.80     3.25     3.50     3.75     4.00

Indus Bank Limited                  -        -       -        -        -        -        -        -        -        -        -        -

IDBP

KASB Bank Limited

Muslim Comm. Bank

Metropolitan Bank                0.50     1.00    3.00     1.25        -     2.00     2.25     3.00     3.50     4.00     4.50     5.00

National Bank of Pak.            1.20     1.20    1.20        -        -     1.20     1.70     1.80     2.00     2.20     2.40     2.50

NIB=NDLC-IFIC Bank               1.50     2.00    2.50     2.50        -     3.75     4.00     4.25        -        -        -        -

PICIC Comm Bank                  2.00     2.50    3.00     2.50        -     2.75     3.25     3.75     4.25     4.75        -        -

Prime Comm Bank

Punjab Coop Bank

Platinum Comm Bank                  -        -       -        -        -        -        -        -        -        -        -        -

Saudi Pak Comm. Bank             1.50     2.00    3.00     2.75        -     3.00     3.25     3.75        -        -        -        -

Soneri Bank Limited              1.50     2.00    2.00     2.00        -     2.25     2.50     3.00     3.25     3.50     3.75     4.00

United Bank Limited

Union Bank Limited

FOREIGN BANKS

ABN-Amro Bank                       -        -       -        -        -        -        -       -         -        -        -        -

American Express Bank

Al-Baraka Islamic Bank

Bank of Tokyo-Mitsubishi            -        -       -        -        -        -        -       -         -        -        -        -

Bank of Ceylon                      -        -       -        -        -        -        -       -         -        -        -        -

Credit Agricole Indosuez            -        -       -        -        -        -        -       -         -        -        -        -

Deutsche Bank                    3.05     3.14    0.28        -        -     2.19     1.68    1.27         -        -        -        -

Doha Bank                           -        -       -        -        -        -        -       -         -        -        -        -

Emirates B I L                      -        -       -        -        -        -        -       -         -        -        -        -

Habib Bank A.G. Zurich           0.75     0.75    2.00     1.25        -     1.50     2.00    2.50      3.00     3.50     4.25     5.00

Hong Kong Bank                      -        -       -        -        -        -        -       -         -        -        -        -

Oman Int. Bank SAOG              1.00     2.00    2.00     2.00     2.00     2.50     2.75    3.50         -        -        -        -

Rupali Bank                         -    1.00     2.50        -        -     2.50     2.70    3.00         -        -        -        -

Standard Chart. Bank

Societe Generale                    -        -       -        -        -        -        -       -         -        -        -        -

Trust Bank Limited                  -        -       -        -        -        -        -       -         -        -       -         -

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