Returns on Profit and Loss Sharing Bank Accounts (July to December 2004)

Comparative table of returns being given banks on their Profit and Loss Sharing Accounts and Term Deposits.

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RETURNS ON PLS INVESTMENTS                                   (July TO December 2004)                                          (PERCENT)

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BANKS                        NOTICE DEPOSIT     Saving                                     TERM DEPOSITS

                              7 to 29   30 days  Acct     1 Mth    2 Mths   3 Mths   6 Mths    1 Yr    2 Yrs    3 Yrs    4 Yrs    5 Yrs

                                 days    above

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Allied Bank Limited              0.50     0.65    0.50     0.70     0.75     1.00     1.25     1.50     1.75     2.00     2.00     2.00

Askari Comm. Bank                0.25     0.50    0.50     0.50     0.75     1.00     1.50     2.00     2.25     2.50     3.00     3.50

Bank Al-Habib Ltd                0.75        -    1.50     1.50        -     1.75     2.00     2.25     2.50     2.75     3.00     3.75

Bolan Bank Limited               2.00     2.50    1.00        -        -     3.00     3.25     3.50     3.75     4.00     4.50     5.00

Bank of Punjab                   0.50     1.00    1.00     1.00     1.00     1.25     1.50     1.75     1.75     2.00     2.00     2.50

Bank of Khyber                   1.20     1.50    1.70        -     1.50     1.60     1.70     2.10     2.40     2.60     2.70     3.20

Bank Alfalah Limited             1.50     1.50    1.50     1.50        -     1.75     2.00     2.25    @6.00    @6.50    @7.00    @7.50

Dawood Bank                      2.25     2.50    1.50     3.00        -     3.50     3.75     4.00     4.25     4.50     5.00     6.00

Faysal Bank Limited              0.25     0.50    0.75     1.50     1.75     2.50     3.25     4.15     4.75     5.00     5.00     5.00

First Women Bank Ltd             1.00     1.00    1.40        -        -     1.45     1.70     1.85     2.45     2.95     3.25     3.50

Habib Bank Limited               0.75     1.00    1.00     1.00     1.50     2.00     2.30     2.80     3.25     3.50     3.75     4.00

Metropolitan Bank                0.50     1.00    3.00     1.25        -     2.00     2.25     3.00     3.50     4.00     4.50     5.00

National Bank of Pak.            1.20     1.20    1.20        -        -     1.20     1.70     1.80     2.00     2.20     2.40     2.50

NIB=NDLC-IFIC Bank               1.50     2.00    2.50     2.50        -     3.75     4.00     4.25        -        -        -        -

PICIC Comm Bank                  2.00     2.50    3.00     2.50        -     2.75     3.25     3.75     4.25     4.75        -        -

Prime Comm. Bank                 0.25     2.00    2.00     1.50        -     2.50     2.75     4.00        -        -        -     4.00

Punjab Coop Bank                 0.25     0.50    0.50        -        -     1.00     1.25     1.50     1.75     2.00     2.25     2.50

Saudi Pak Comm. Bank             1.50     2.00    3.00     2.75        -     3.00     3.25     3.75        -        -        -        -

Soneri Bank Limited              1.50     2.00    2.00     2.00        -     2.25     2.50     3.00     3.25     3.50     3.75     4.00

FOREIGN BANKS

American Express Bank               -        -   *1.25    *4.15        -    *2.50    *2.90    *3.00        -        -        -        -

Al-Baraka Islamic Bank           0.50        -    1.50     1.50        -     3.10     3.20     3.30     3.62     4.24        -     4.70

Deutsche Bank                    3.05     3.14    0.28        -        -     2.19     1.68     1.27        -        -        -        -

Habib Bank A.G. Zurich           0.75     0.75    2.00     1.25        -     1.50     2.00     2.50     3.00     3.50     4.25     5.00

Oman Int. Bank SAOG              1.00     2.00    2.00     2.00     2.00     2.50     2.75     3.50        -        -        -        -

Rupali Bank                         -     1.00    2.50        -        -     2.50     2.70     3.00        -        -        -        -

Standard Chart. Bank                -        -   *0.75    *1.25        -    *2.00    *2.30    *2.75    *3.40    *4.00        -        -

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