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Comparative table of returns being given banks on their Profit and Loss Sharing Investment Accounts and Term Deposits.



===========================================================================================================
ReturnS on pls investments (JANUARY TO JUNE 2005) (Percent)
===========================================================================================================
BANKS NOTICE DEPOSIT Saving TERM DEPOSITS
7 to 29 30 days & Acct 1 Mth 2 Mths 3 Mths 6 Mths 1 Yr 2 Yrs 3 Yrs 4 Yrs 5 Yrs
days above
===========================================================================================================
Allied Bank Limited 0.50 0.65 1.00 0.75 1.00 1.25 1.50 2.00 2.00 2.00 2.00 3.00
ADBP - - - - - - - - - - - -
Askari Comm. Bank 2.00 3.00 2.50 4.00 4.50 5.00 5.50 6.00 7.00 8.00 - 9.00
Bank Al-Habib Ltd 0.75 - 1.00 1.50 - 1.75 2.00 2.25 2.50 2.75 3.00 3.75
Bolan Bank Limited - - - - - - - - - - - -
Bank of Punjab 0.50 1.00 1.00 1.00 1.00 1.25 1.50 1.75 1.75 2.00 2.00 2.50
Bank of Khyber 1.50 1.75 2.20 - - 2.50 3.00 3.50 4.00 4.50 4.75 5.00
Bank Alfalah Limited 1.50 1.50 2.00 3.00 - 3.50 4.00 4.50 6.00 6.50 7.00 7.50
Crescent Comm. Bank - - - - - - - - - - - -
Dawood Bank Ltd 2.25 2.50 2.00 3.00 - 3.50 3.75 5.00 5.00 5.25 5.50 5.75
Escort Investment Bank - - - - - - - - - - - -
First Women Bank Ltd 2.00 2.15 2.00 - - 2.25 2.50 3.00 3.50 4.00 4.50 5.00
Faysal Bank Limited - - - - - - - - - - - -
Habib Bank Limited 0.75 1.00 1.00 1.00 1.50 2.00 2.30 2.80 3.25 3.50 3.75 4.00
Indus Bank Limited - - - - - - - - - - - -
IDBP 1.50 2.00 3.00 - - - - - - - - -
Muslim Comm. Bank - - - - - - - - - - - -
Metropolitan Bank 0.50 1.00 3.00 1.25 - 2.00 2.25 3.00 3.50 4.00 4.50 5.00
NDLC-IFIC Bank-NIB 1.50 2.00 2.50 3.25 - 4.00 5.00 6.00 7.00 8.00 9.00 10.50
National Bank of Pak. 1.20 1.20 1.20 - - 1.50 1.80 2.00 2.30 2.60 2.90 3.25
PICIC Comm Bank 2.00 2.50 3.00 2.50 - 3.25 4.25 5.35 5.60 5.90 6.15 6.50
Prime Comm. Bank - - - - - - - - - - - -
Punjab Coop Bank - - - - - - - - - - - -
Platinum Comm. Bank - - - - - - - - - - - -
Saudi Pak Comm. Bank - - - - - - - - - - - -
Soneri Bank Limited 1.50 2.00 3.00 2.50 - 2.75 3.00 4.00 4.25 4.50 4.75 5.00
United Bank Limited - - - - - - - - - - - -
Union Bank Limited 0.25 0.50 0.10 - - 4.50 6.00 6.50 - - - -
Zarai Taraqiati Bank Ltd - - 1.00 - - 1.45 1.75 2.00 2.30 2.50 2.75 3.30
FOREIGN BANKS
ABN-Amro Bank - - - - - - - - - - - -
American Express Bank - - 0.30 *7.50 - *7.25 *7.50 *8.00 - - - -
Al-Baraka Islamic Bank 0.72 - 2.11 2.83 - 4.35 4.49 4.62 5.21 6.33 - 7.00
Bank of Tokyo-Mitsubishi - - - - - - - - - - - -
Bank of Ceylon - - - - - - - - - - - -
Credit Agricole Indosuez - - - - - - - - - - - -
Deutsche Bank 4.50 4.79 0.67 - 5.61 - 4.76 - - - - -
Doha Bank - - - - - - - - - - - -
Emirates B.I.L - - - - - - - - - - - -
Habib Bank A.G. Zurich 0.75 0.75 2.00 1.25 - 1.50 2.00 2.50 3.00 3.50 4.25 5.00
Hong Kong Bank - - - - - - - - - - - -
Oman Int. Bank SAOG 1.50 1.75 - 1.75 2.00 6.50 6.50 6.00 - - - -
Standard Chart. Bank - - *2.25 *2.78 - *3.55 *3.79 *4.00 *4.50 *5.00 *5.75 -
Societe Generale - - - - - - - - - - - -
Trust Bank Limited - - - - - - - - - - - -
===========================================================================================================

NOTE: *Rates to be read as upto @ Rates for existing deposit holders
Copyright Business Recorder, 2005

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