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Comparative table of returns being given banks on their Profit and Loss Sharing Investment Accounts and Term Deposits.



===========================================================================================================
Return on pls investments (JULY TO DECEMBER 2005) (Percent)
===========================================================================================================
BANKS NOTICE DEPOSIT Saving TERM DEPOSITS
7 to 29 30 days & Acct 1 Mth 2 Mths 3 Mths 6 Mths 1 Yr 2 Yrs 3 Yrs 4 Yrs 5 Yrs
days above
===========================================================================================================
Allied Bank Limited 0.50 1.00 1.00 0.75 1.00 1.25 1.50 2.00 2.00 2.00 2.00 3.00
Bank Al-Habib Ltd 0.75 - 1.50 1.50 - 1.75 2.00 2.25 2.50 2.75 3.00 3.75
Bank of Punjab 0.50 1.00 1.00 1.00 1.00 1.25 1.50 1.75 1.75 2.00 2.00 2.50
Bank of Khyber 1.50 1.75 2.20 - - 2.50 3.00 3.50 4.00 4.50 4.75 5.00
Bank Alfalah Limited 2.00 2.00 2.00 3.50 - 4.00 4.25 4.75 6.00 6.50 7.00 7.50
Dawood Bank Ltd 2.50 3.00 2.00 3.50 - 4.50 5.50 6.00 7.00 8.00 10.00 11.25
First Women Bank Ltd 3.25 3.50 2.00 - - 2.25 2.50 3.00 3.50 4.00 4.50 5.00
Faysal Bank Limited 0.25 - 1.50 1.75 2.00 3.50 4.00 4.75 5.50 6.00 7.15 7.50
Habib Bank Limited 0.75 1.00 1.00 - - - - - - - - -
IDBP 1.50 2.00 3.00 - - - - 5.00 5.00 5.00 5.00 5.00
MCB Bank * 0.80 1.00 1.00 1.00 1.20 2.50 3.00 4.00 5.00 6.50 7.00 7.50
Metropolitan Bank 1.50 2.00 4.50 4.00 - 4.50 5.00 6.00 6.50 7.00 7.50 8.00
NDLC-IFIC Bank-NIB 2.25 - 2.50 3.25 - 4.00 5.00 6.00 - - - -
National Bank of Pak. 1.20 1.20 1.20 - - 1.50 1.80 2.00 2.30 2.60 2.90 3.25
PICIC Comm Bank 2.50 3.00 3.50 3.00 - 4.50 5.50 6.50 6.75 7.25 7.50 8.00
Prime Comm. Bank 0.25 1.50 0.10 1.50 - - - 6.50 - - - -
Saudi Pak Comm. Bank 1.50 2.00 3.00 2.75 - 3.00 3.25 3.75 - - - -
SME Bank 2.50 3.00 1.00 3.50 - 4.00 6.50 7.50 8.50 7.75 - -
Soneri Bank Limited 2.50 3.00 4.00 3.50 - 3.75 4.00 5.00 5.25 5.50 5.75 6.00
United Bank Limited - - - - - 6.25 6.50 7.00 7.50 8.00 8.50 9.00
Union Bank Limited 0.25 0.50 0.10 - - 7.00 8.00 9.00 - - - -
Zarai Taraqiati Bank Ltd - - 1.00 - - 1.45 1.75 2.00 2.30 2.50 2.75 3.30
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FOREIGN BANKS
-----------------------------------------------------------------------------------------------------------
American Express Bank *7.65 - 0.65 *8.00 - *8.00 *7.17 *7.50 - + - -
Al-Baraka Islamic Bank 1.07 - - 3.36 - 5.17 5.33 5.49 6.18 7.51 - 8.31
Deutsche Bank 7.55 6.84 0.64 - 7.46 7.08 5.20 - - - - -
Habib Bank A.G. Zurich 0.75 0.75 2.00 1.25 - 1.50 2.00 2.50 3.00 3.50 4.25 5.00
Oman Int. Bank SAOG 2.50 2.50 3.35 8.00 2.00 6.50 6.50 8.60 - - - -
Standard Chart. Bank *3.50 - *2.25 *3.75 *3.80 *5.00 *5.60 *5.85 *6.20 *6.45 - *6.45
===========================================================================================================

NOTE: Note: *Rates to be read as upto
*Provisional rates for January to June 30, 2006
Copyright Business Recorder, 2006

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