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Comparative table of returns being given banks on their Profit and Loss Sharing Investment Accounts and Term Deposits.



=========================================================================================================================
RETURNS ON PLS INVESTMENTS (JULY TO DECEMBER 2007) (PERCENT)
-------------------------------------------------------------------------------------------------------------------------
BANKS NOTICE DEPOSIT Saving TERM DEPOSITS
7 to 29 30 days & Acct 1 Mth 2 Mths 3 Mths 6 Mths 1 Yr 2 Yrs 3 Yrs 4 Yrs 5 Yrs
days above
=========================================================================================================================
Allied Bank Limited 0.50 1.00 1.00 0.75 1.00 1.25 1.50 2.00 2.00 2.00 2.00 3.00
Atlas Bank 4.00 5.00 5.00 5.00 - 5.25 5.50 6.00 - 6.50 - 7.00
Bank Al-Habib Ltd 4.00 - 1.50 7.00 - 7.50 8.00 9.00 9.10 9.20 9.30 9.50
mybank Limited 5.00 6.00 4.00 6.00 - 7.00 8.00 10.50 10.75 11.25 - -
Bank Alfalah Limited 4.00 4.50 2.00 4.50 - 5.00 5.25 5.50 6.00 6.50 7.00 7.50
Arif Habib Bank 4.00 4.25 5.75 6.75 - 7.25 7.75 8.50 9.00 9.50 9.75 10.00
First Women Bank Ltd. 3.00 3.25 1.50 - - 4.25 4.50 5.50 6.50 7.00 8.00 8.50
Faysal Bank Limited 0.25 1.75 1.50 1.75 2.00 3.50 4.00 6.00 6.00 6.00 6.00 6.00
Habib Bank Limited 0.75 1.00 1.00 - - 6.15 6.75 8.00 - 8.25 - 8.50
IDBP 2.50 3.00 3.00 - - 7.00 7.25 7.50 - - - -
Habib Metropolitan Bank 1.50 2.00 4.50 4.00 - 4.50 5.00 6.00 6.50 7.00 7.50 8.00
National Bank of Pak. 1.20 1.20 1.20 - - 1.50 1.80 2.00 2.30 2.60 2.90 3.30
SME Bank 2.75 3.50 3.50 6.50 - 7.50 8.50 10.00 10.50 11.00 - -
NIB Bank 5.00 - 2.00 - - - - 7.00 8.00 9.00 10.00 10.50
Soneri Bank Limited 4.00 4.50 4.00 4.50 - 5.00 5.50 6.00 6.25 6.50 6.75 7.00
Zarai Taraqiati Bank Ltd - - 1.00 - - 1.45 1.75 2.00 2.30 2.50 2.75 3.30
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FOREIGN BANKS
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Albaraka Islamic Bank 1.14 - 2.69 3.60 - 6.72 6.78 6.85 7.18 8.47 - 9.47
Deutsche Bank 8.15 8.49 1.55 - 8.50 8.61 8.59 8.32 - - - -
HSBC Bank - - 0.25 2.00 - 2.51 3.57 4.20 - - - -
Oman Int. Bank SAOG 2.00 1.75 2.50 2.40 2.50 3.15 3.50 4.00 - - - -
Standard Chartered Bank 3.50* - 2.25* 3.75* 3.80* 5.00* 6.25* 6.55* 6.75* 6.75* - 6.75*
=========================================================================================================================

NOTE: *Rates to be read as upto
Copyright Business Recorder, 2008

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