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KARACHI: IBA CEIF along with HDC (Halal Development Council) Pakistan and in partnership with Dinar Standard, a US-based research, and advisory firm hosted a Pakistan launch event of the State of the Global Islamic Economy Report (SGIE) 2020/21 at IBA with a theme of "thriving in uncertainty". Launched in 2013, the eighth edition of the report is supported by Dubai Islamic Economy Development Centre (DIEDC) and presented an annual update on the Islamic Economy - encompassing halal products, Islamic finance, and lifestyle sectors and services.

This year's report, estimates that Muslims world-wide spent $2.02 trillion in 2019 on Halal lifestyle-related food, pharmaceuticals, cosmetics, modest fashion, travel, and media sectors. While this spending reflects 3.2 percent year-on-year growth, Muslim spending in 2020 is forecast to contract by 8 percent due to the impact of the pandemic. However, spending, excluding travel, is forecast to rebound by the end of 2021 and is slated to reach US $2.3 trillion by 2024, at a cumulative annual growth rate (CAGR) of 3.1 percent. Islamic finance assets are estimated to have reached US $2.88 trillion in 2019 and are estimated to remain at the same level in 2020. Pakistan's domestics Muslim consumers spend on Halal relevant sectors was estimated at $120 billion in 2019 which is the 6th highest globally.

In the report's Global Islamic Economy Indicator that covers 81 countries this year - Malaysia, Saudi Arabia, the UAE, Indonesia, and Jordan lead the rankings. Pakistan moved up one rank to take the number 8 spot.

In his welcome speech, the Executive Director IBA Dr. S Akbar Zaidi said that IBA CEIF was setup in Dec 2015 with the help of State Bank of Pakistan to promote Islamic banking and finance. Now the Centre is also working to promote the Halal economy. IBA has launched its MS Islamic Banking and Finance in 2017 to provide human resources to the Islamic finance industry. IBA CEIF provides trainings to industry professionals, Shariah scholars, and board members of financial institutions. Lately, the Centre conducted seminars on Halal food and research on Halal industry prospects in Pakistan is undergoing. The First Islamic Finance country report of Pakistan was published by IBA CEIF in collaboration with IRTI and Thomson Reuters 2016. First NBFI and Modaraba Sector country report 2020 will be launched next month. This report is written by IBA CEIF and NBFI & Modaraba Association of Pakistan

IBA always took lead when it comes to industry research, training of human resource and support to various institutions with reference to the Halal economy with a special focus on Islamic business and finance. He further mentioned that Islamic banking is growing rapidly and so far, there are 22 Islamic banking institutions that include 5 full fledge Islamic banks namely Meezan, Dubai Islamic Bank, BankIslami, MCB Islamic, and Albaraka. Islamic banking has over 16 percent of assets in the total banking industry in Pakistan. The State Bank of Pakistan is committed to take the Islamic banking assets market share to 25 percent by 2023.

Dr Ishrat Hussain, Advisor to PM on Institutional Reforms and Austerity stated that a valuable contribution has been made by issuance of this report. He further mentioned that 80 percent of the Halal market is held by non-OIC countries and that we should ask this question why is this happening. He further mentioned Pakistan is lacking behind in Halal market due to the following reasons:

  1. Absence of robust regulatory framework for hygiene, sanitation, and for the food industry.

  2. Lack of international standards on identification, traceability, validation, verification and quality control.

  3. Reluctance on part of market players to brand.

  4. Raw materials of pharma products are imported.

  5. Inadequate supply chain.

  6. Rising domestic demand has made the domestic market more productive.

  7. Lack of skilled manpower.

  8. Marketing efforts are sporadic.

If the above factors are addressed, then Pakistan and other Muslim countries can reap the benefits and be the major players of this 2 trillion-dollar industry.

Ahmed Ali Siddiqui, Director, Center of Excellence in Islamic Finance, Institute of Business Administration (IBA-CEIF), said that the total volume of Islamic economy is estimated at USD 5 trillion with a major share of Islamic finance which is around USD 2.8 trillion. Moreover, Islamic finance is the common platform for all the sector of Islamic economy including food, pharma, media, tourism because it is important that all these industries are obtaining financing in a Shariah compliant manner. Asad Sajjad, CEO, Halal Development Council (HDC) Pakistan, said: "The global Halal food, pharmaceuticals and cosmetics is at $255 billion in exports and presents Pakistani exporters with a tremendous opportunity to tap into. Currently, our exports in this segment are a mere $2.6 billion which is only 1% of this opportunity.-PR

Copyright Business Recorder, 2021

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