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The Central Directorate of National Savings (CDNS) announced that it has revised upwards the rates of return on some National Savings schemes.

In a tweet on Monday, CDNS Director General Hamid Raza Khalid stated that rates of Savings Account have been raised to 19.5% from 18.5%.

Moreover, Special Savings Certificates will now yield 17.4% against 17.13% earlier.

In addition, the return on three-month Short Term Savings Certificates (STSC) rose to 20.84% while yield of six-month STSC surged to 20.82%. The rates on 1-year STSC have been revised upward to 20.8%.

“Rates of other schemes remained unchanged,” Khalid wrote.

The change in the rate of return will take effect from May 9 onward.

The revision in rates of savings schemes come after the Monetary Policy Committee (MPC) of the State Bank of Pakistan (SBP) raised the key interest rate by 100bps, taking it to 21% last month.

The MPC noted that inflation in March 2023 rose further to 35.4% and it was expected to remain high in the near term.

Comments

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Adnan Aziz May 09, 2023 09:28am
A joke, nothing else.
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Muhammad Saad May 09, 2023 10:44am
this are a jock at least 20% should be minimum to all products
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Ashfaq Kassim May 09, 2023 11:29am
It should be at least 20% on Behbood Savings Certificates, and on Pensioners Benefit Account, as these Schemes are for Retired and Pensioneers Persons, who suffer most, as mostly do not have any other source of Income and mainly depend on such profit Income. As Commodity Prices and Other Utility Charges are increasing day by day. How could a Retired Person will live in such high inflation. A Govt., should support them by giving relief on Utility Charges and on Petrol Prices, to overcome such inflation.
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Maha May 09, 2023 11:48am
Its for new account holders what about the old account holders who have deposited their amt in 2018 n above they are not getting profit with new increased rates cheater govt
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Nazim Abbasi May 09, 2023 12:35pm
In fact govt ought to review on priority basis prevailing rates of return for PBA and Behbood a/c. The pensioners & senior citizens deserve special attention but it is irony that this class always stands ignored at every level. Sorry state of affairs when last year Sindh Govt increased only 5 percent in pensions.
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Asia is Next May 09, 2023 02:03pm
STSC is most attractive for Investors. Go for It.
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Saleem Rathore May 09, 2023 06:53pm
Quarry/Question, What is the difference between RIC Investment and SSC investment.Why higher profit rate on SSCs.
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Usm May 10, 2023 08:59pm
@Maha, reinvest your amount on new rates ... After deduction of minimum service charges
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Awami May 15, 2023 11:43pm
@Maha, All time invest in short term, never long term. Best is buy Dollars, that is solid hedge against inflation.
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Atique Ahmad Jun 27, 2023 03:48pm
Do not raise your hopes from this incompetent PDM government. It will only make things things difficult for ordinary people.
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