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MUMBAI: India’s central bank held interest rates steady on Wednesday but left the door open for future cuts, as growth moderates in the world’s fifth largest economy.

The Reserve Bank of India said the benchmark repo rate – the short-term interest paid by the central bank on loans from commercial lenders – will stay unchanged at 6.50 percent for the tenth meeting in a row.

Central bank governor Shaktikanta Das said the bank would remain “unambiguously focused” on aligning inflation with its target while still supporting growth.

“It is with a lot of effort that the inflation horse has been brought to the stable,” he said.

“We have to be very careful about opening the gate as the horse may simply bolt again.”

Major central banks around the world have kicked off a global easing cycle in response to lower inflation – including the US Federal Reserve, which last month brought down rates for the first time in over four years.

India’s retail inflation came in at 3.65 percent in August, slightly higher than the 3.54 percent recorded in July, with both figures below the central bank’s four percent target.

Analysts believe ongoing conflict in the Middle East could pose future upside risks.

The RBI’s monetary policy committee did however announce a shift in its policy stance to “neutral” from its earlier hawkish position, laying the ground for rate cuts in future.

Indian shares rise after central bank eases policy stance to ‘neutral’

The central bank’s decision comes after early signs of slowing economic growth.

India’s growth came in at 6.7 percent in the March-June quarter, on the back of lower government spending and some economic indicators showing muted urban consumer sentiment.

While the data still placed India among the world’s fastest-growing major economies, it was the slowest pace of growth in five quarters and lower than the central bank’s estimate of 7.1 percent.

The International Monetary forecasts 7 percent growth in India for the 2024-25 fiscal year.

The RBI hiked rates by 2.5 percentage points between May 2022 and February 2023 and has left them unchanged since.

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