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Bank Alfalah Limited is the fifth largest private bank in Pakistan. It is owned and operated by the Abu Dhabi Group. The bank currently operates through over 600 branches across Pakistan. Besides Pakistan, the bank also operates in Afghanistan, Bangladesh, Bahrain and UAE. Bank Alfalah was incorporated on June 21, 1997 as a public limited company under the Companies Ordinance 1984. Its banking operations commenced from November 1, 1997. The bank is engaged in commercial banking and related services as defined in the Banking Companies Ordinance, 1962.
Bank Alfalah is engaged in extensive and comprehensive banking operations including branch banking, consumer banking, electronic banking, corporate banking and Treasury & Investment. The Bank provides financial solutions to consumers, corporations, institutions and governments through a broad spectrum of products and services including corporate and investment banking, consumer banking and credit, securities brokerage, commercial, SME, agri- finance, Islamic and asset financing.
The bank has been constantly expanding its operations as well as innovating and digitising its operations in order to establish a distinctive position in the market.
Bank Alfalah has one of the leading Islamic banking networks in Pakistan. The bank has taken special incentive to promote Islamic banking in Pakistan. Bank Alfalah offers a wide choice of deposit accounts that are Shari compliant, designed in strict adherence to Shari principles. From basic banking accounts, term deposits, foreign currency to structured savings products, choose the option that best suits your needs and start enjoying your daily banking services through the Bank's vast branch network and self-service banking solutions.
Bank Alfalah has formed innumerous collaborations with other businesses and institutions to launch various products and services for its shared customer base. These digital financial products and services are designed and modeled to usher in ease and convenience as well as expedite the process of financial inclusion ie banking the unbanked. From car insurance, home loans and easy and convenient credit card offers, Bank Alfalah have it all covered for its customers.
Bank Alfalah runs a magnanimous Corporate Social Responsibility Programme to contribute to the social developmental process of the communities it serves. From reaching out in face of natural calamities to contributing to the socio-economic development of the communities, Bank Alfalah stands besides its customer base in every field of life.

Copyright Business Recorder, 2016

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