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The Central Directorate of National Savings (CDNS) in its landmark initiative to bring the people with disabilities under their social safety net was extending their specialised national savings scheme of 'Bahbood Savings Certificate' to all special people, enabling them to invest in secure products with preferential rates from the market.
The scheme was previously meant for senior citizens and widows only which is a formidable vehicle for financial inclusion and a provider of social security to the vulnerable sections of the society. The social welfare products of National Savings remain largely insensitive to the interest rates and a very large number of investors of National Savings lives off and meet their ends through the return on their investments in these social welfare schemes. These schemes also have the unique feature of automatic increase in profit rates, if the existing investments are earning lower rates. The downward revision in profit rates are, in any case, protected for the investors, said a press release issued here on Friday.-PR

Copyright Business Recorder, 2018

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